描述
开 本: 32开纸 张: 胶版纸包 装: 平装是否套装: 否国际标准书号ISBN: 9780307453662
This is a book for people like us, and we all know who we
are.
We make our own hours, keep our own profits, chart our own way.
We have things like gigs, contracts, clients, and
assignments. All of us are working toward our dreams: doing
our own work, on our own time, on our own terms. We have no real
boss, no corporate nameplate, no cubicle of our very own.
Unfortunately, we also have no 401(k)s and no one matching them, no
benefits package, and no one collecting our taxes until April
15th.
It’s time to take stock of where you are and where you want to
be. Ask yourself: Who is planning for your retirement? Who covers
your expenses when clients flake out and checks are late? Who is
setting money aside for your taxes? Who is responsible for your
health insurance?
Take a good look in the mirror: You are.
The Money Book for Freelancers, Part-Timers, and the
Self-Employed describes a completely new, comprehensive system for
earning, spending, saving, and surviving as an independent worker.
From interviews with financial experts to anecdotes from real-life
freelancers, plus handy charts and graphs to help you visualize key
concepts, you’ll learn about topics including:
? Managing Cash Flow When the Cash Isn’t Flowing Your Way
? Getting Real About What You’re Really Earning
? Tools for Getting Out of Debt and Into Financial Security
? Saving Consistently When You Earn Irregularly
? What To Do When a Client’s Check Doesn’t Come In
? Health Savings Accounts and How To Use Them
? Planning for Retirement, Taxes and Dreams—All On Your Own
INTRODUCTION How We Came to Write This Book
PART I: BEING STRAIGHT WITH YOURSELF
CHAPTER 1 Cracking the Whip
CHAPTER 2 Getting Green and Dropping Hamiltons(Or, Where Did
All My Money Go?)
CHAPTER 3 Understanding the Crushing Misery of Debt
CHAPTER 4 Spending Money. On Purpose.
PART II: THE BASICS OF THE SYSTEM
CHAPTER 5 An Introduction to the System
CHAPTER 6 The Holy Trinity of Savings
CHAPTER 7 The Spending Accountas a Funnel for Savings
CHAPTER 8 Putting It All Together
CHAPTER 9 Paying Off Debt
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